FintruX ICO (FTX)

Making Unsecured Loans Highly Secure

FintruX aims to make unsecured loans highly secure. Harnessing over two decades of experience serving the securitization sector, we apply cascading levels of credit enhancements to offer unprecedented risk reduction towards unsecured loans. Interest cost reduction is one of the most important motivations in securitization. It is often done via credit enhancement. We can apply the same principles to reduce the high interest rates normally associated with unsecured loans, making it attractive to both borrowers and lenders. Our goal at FintruX Network is to disrupt the way unsecured loans are being originated and administered. This innovative concept solves three major issues for small businesses, especially startups, to borrow from accredited investors and financial institutions. By applying credit enhancements, FintruX Network seeks to neutralize the lender's credit risk and, in the case of a default, provide cascading levels of insurances to cover the loss – thereby increasing the overall credit rating and lowering interest rates simultaneously. The four cascading levels of credit enhancement include over-collateralization as additional collateral, a local third-party guarantor, cross-collateralization as insurance, and FintruX ultimate protection reserve. A unique smart contract is generated and deployed by FintruX Network for each individual borrowing at real time to provide unambiguous, immutable, and censorship resistant records where no arbitration is required. In addition to simplifying the loan application process via instant matching, FintruX Network also provides borrowers with post-funding self-serve administration options such as refinance and prepayment. FintruX Network is a multi-sided marketplace and ecosystem that delivers value not just to borrowers and lenders, but also to third-party guarantors and specialized service agents. We are making borrowing and lending a no-brainer for both borrowers and investors.

Cryptocurrency Investment

by expert rating and reviews

Token FTX
Platform Ethereum
Raised $25,000,000
Country Singapore
ICO Start Date 07 Feb 2018
ICO End Date 28 Feb 2018

About FintruX

An unsecured loan is a loan that is not protected or secured by any asset. In this case the lender is taking a lot more risk and would likely charge a higher interest rate. The riskier the loan, the more expensive it will be. We make borrowing and lending a no-brainer for both borrowers and investors. 

FintruX Network is one of the world’s first blockchain based online marketplace and automated administration platform connecting borrowers, lenders, and specialized servicing agents, enabling them to configure and construct each borrower contract real-time.

Our technology supports this innovative marketplace and administration model to efficiently connect and process the global supply and demand of capital.

Our platform also removes the need for physical infrastructure and brings out convenience and total automation, increasing efficiency, reducing manual processes and improving the overall borrowing and lending experience.


Elie Galam member of FintruX ICO
Elie Galam
Hussein Hallak member of FintruX ICO
Hussein Hallak
Strategic Advisor
Abhijith Naraparaju member of FintruX ICO
Abhijith Naraparaju
Blockchain Advisor
Dan Poh member of FintruX ICO
Dan Poh
Compliance Advisor
Nelson Lin member of FintruX ICO
Nelson Lin
Founder & CEO
Conrad Lin member of FintruX ICO
Conrad Lin
Co-Founder & CMO
Gary Ng member of FintruX ICO
Gary Ng
Aaron Xu member of FintruX ICO
Aaron Xu
Front End Developer
Douglas Thiessen member of FintruX ICO
Douglas Thiessen
Blockchain Developer
Philemon Selvaraj member of FintruX ICO
Philemon Selvaraj
Data Analyst


  • 1

    Q2 2017

    Ethereum R&D
    Dapp R&D

  • 2

    Q3 2017

    Concept Validation
    Whitepaper Ready

  • 3

    Q4 2017

    Focused Practise
    Wireframe Ready

  • 4

    Q1 2018

    Prototype Ready
    Open Source
    Team Expansion

  • 5

    Q2 2018

    Alpha Test
    Real Customers

  • 6

    Q3 2018

    Beta Test
    Network Development
    Service Organization
    General Availability

  • 7

    Q4 2018

    Go to Market
    Scale the Platform


Token Sale Info
Token FTX
Token Type ERC20
Platform Ethereum
Investment info
Accepting ETH
Soft cap 5,000 ETH
Hard cap 75,000,000 FTX
Raised $25,000,000

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