Viva Network ICO (VIVA)

Decentralized Home Loan Financing

Viva is a transformative financial technology that introduces large-scale decentralized mortgage financing to the world. Viva’s platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trustless ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties. Viva enables a free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.

Business services Investment Platform Real estate Smart Contract Software

by expert rating and reviews

Token VIVA
Platform Ethereum
Price 1 ETH = 35,714 VIVA
Country Bermuda
ICO Start Date 01 Apr 2018
ICO End Date 14 Aug 2018

About Viva Network

Viva aims to revolutionize the antiquated mortgage lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent approach to financing. We believe that Viva’s technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions.

Furthermore, by allowing the free market to dictate the risk and associated value of each mortgage - as opposed to a bank - we expect to see more fairly priced mortgages. The Viva platform will be leveraged by those in the developed and developing worlds alike, thereby enabling the world to take a large step toward geographical wealth equality - by breaking down the barriers and leaving both parties better off.

Viva’s mission is to disrupt the mortgage industry by allowing home buyers and sellers to set the terms themselves. Any individual, from any country in the world, will have access to credit financing for home loans via a decentralized, open market network on the Viva Platform.

Additionally, Viva’s function as an investment and savings platform accessible with just a mobile phone means all users of Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in.


Christian Fiddick member of Viva Network ICO
Christian Fiddick
Chief Architect
Nick Thomson member of Viva Network ICO
Nick Thomson
Chief Executive Officer
Benjamin Erichsen member of Viva Network ICO
Benjamin Erichsen
Chief Operating Officer
Paul Montero member of Viva Network ICO
Paul Montero
Chief Financial Officer
David Erichsen member of Viva Network ICO
David Erichsen
Chief Technical Officer
Tarek Waked member of Viva Network ICO
Tarek Waked
Chief Strategy Officer
Wilson Carter member of Viva Network ICO
Wilson Carter
Chief Marketing Officer
Katherine Masters member of Viva Network ICO
Katherine Masters
Director of Public Relations
Jeff Hooton member of Viva Network ICO
Jeff Hooton
Full Stack Developer
Blake Carter member of Viva Network ICO
Blake Carter
Director of Business Expansion
Alex Brown member of Viva Network ICO
Alex Brown
Financial Manager
William Lewis member of Viva Network ICO
William Lewis
Linc Kupke member of Viva Network ICO
Linc Kupke
Assistant Architect
Nikolai Paloni member of Viva Network ICO
Nikolai Paloni
Branding Expert
Kenneth Thomson member of Viva Network ICO
Kenneth Thomson
Real Estate Analyst
Cameron Smith member of Viva Network ICO
Cameron Smith
Digital Advertising Specialist
Dennis O'Connell member of Viva Network ICO
Dennis O'Connell
Gilbert Darrell member of Viva Network ICO
Gilbert Darrell
Kishan Sudusinghe member of Viva Network ICO
Kishan Sudusinghe
Jesse Beohm member of Viva Network ICO
Jesse Beohm
Jeremy Swan member of Viva Network ICO
Jeremy Swan
James Anfossi member of Viva Network ICO
James Anfossi
Josh Hebb member of Viva Network ICO
Josh Hebb
Stephen Mayor member of Viva Network ICO
Stephen Mayor
David Lorek member of Viva Network ICO
David Lorek


  • 1

    May 2016

    Inception of original idea.

  • 2

    June 2017

    Exploration of blockchain ecosystem to identify suitable core technologies.

  • 3

    July 2017

    High level, service-oriented architectural planning of the Viva Platform.

  • 4

    August 2017

    Exploratory data and feasibility analysis.

  • 5

    November 2017

    Developed the Real Value 1.0 Home Valuation Algorithm.

  • 6

    Q1 & Q2 - 2018

    Launch of Token Generation Event and development of MVP. Initiate large-scale marketing campaign.

  • 7

    Q3 - 2018

    Develop Real Value 2.0 Application. Obtain legal and regulatory licenses.

  • 8

    Q4 - 2018

    Launch Real Value 2.0 application. Finalize proprietary ML algorithms.

  • 9

    Q1 - 2019

    Begin incremental launch of the Viva Network Platform.

  • 10

    Q2 - 2019

    Launch the Viva Network Platform and successfully crowdfund first home loan with Viva mortgage financing system.


Token Sale Info
Token VIVA
Token Type ERC20
Platform Ethereum
Price in ICO 1 ETH = 35,714 VIVA
Tokens for Sale 3000000000
Investment info
Accepting ETH
Hard cap 75,640 ETH

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